Comments on: When Penny-Pinching Has Pushed You Too Far

By: Courtney

Courtney — Fri, 19 Dec 2008 02:19:50 +0000

I feel this way ALL THE TIME! Really, an awful lot of the time I feel like "What's the point?" I then have to fight with my inner three-year-old who really, really, really wants those new shoes, and once I get over my little fit, I'm fine. But I do this quite a lot. I'm not sure I'm evolving very well... Courtney’s last blog post..Green cupcakes…ham optional

By: Nicki

Nicki — Thu, 18 Dec 2008 20:28:25 +0000

I like the idea of a planned reward! It gives you something to look forward to.

By: Travis

Travis — Thu, 18 Dec 2008 20:21:23 +0000

I think for those exact reasons you posted about is why its so important to give yourself rewards for when you reach goals. My wife and I try to save as much money and pay off debt throughout the year, but every 6 months or so we reward ourselves by a weekend away, or buying some new clothes. etc. It really helps us feel good about what we’re doing.

By: Nicki

Nicki — Thu, 18 Dec 2008 17:26:16 +0000

Exactly! The 1% idea is a good one.

By: Threadbndr

Threadbndr — Thu, 18 Dec 2008 15:13:01 +0000

I think that the little bit of ‘personal spending’ money in my budget is what keeps me on track. It’s not a lot, about 1% of my take home pay, but having that money that isn’t tracked is so liberating.

If I want a chai latte or knitting supplies – no guilt!