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	<title>Comments on: Why Are You Frugal?</title>
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		<title>By: Nicki</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1241</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Tue, 16 Jun 2009 20:45:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1241</guid>
		<description>@Beth - I find myself agreeing with everyone here. Being frugal DOES make me feel less weighed down. Thanks for sharing your thoughts!</description>
		<content:encoded><![CDATA[<p>@Beth &#8211; I find myself agreeing with everyone here. Being frugal DOES make me feel less weighed down. Thanks for sharing your thoughts!</p>
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		<title>By: Beth @ Smart Family Tips</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1240</link>
		<dc:creator>Beth @ Smart Family Tips</dc:creator>
		<pubDate>Tue, 16 Jun 2009 20:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1240</guid>
		<description>It&#039;s been fun to read the comments on this post. I, too, am frugal both because I need to be and want to be. Once we had our twin daughters, our expenses soared. I know it&#039;s possible to have kids on the cheap, but for us, going from no kids to two kids, was a hit to our finances. 

I started being frugal out of necessity, I remain frugal because I found that living with less feels better. Stuff really does weigh me down and I&#039;ve found that less expensive choices are often much better for us.

For example, it&#039;s much cheaper to cook at home and the food is actually a lot better and the time more enjoyable than eating out. Also, free entertainment is a lot more fun that some more costly versions - -like taking the kids to the park, or planting things in our garden, or going for walks and bike rides together. . .lots of fun for free.

This has been fun to think about. I&#039;m looking forward to tomorrow&#039;s post.
.-= Beth @ Smart Family Tips&#180;s last blog ..&lt;a href=&quot;http://www.smartfamilytips.com/2009/06/12/short-trip-and-good-reads/&quot; rel=&quot;nofollow&quot;&gt;Short Trip and Good Reads&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>It&#8217;s been fun to read the comments on this post. I, too, am frugal both because I need to be and want to be. Once we had our twin daughters, our expenses soared. I know it&#8217;s possible to have kids on the cheap, but for us, going from no kids to two kids, was a hit to our finances. </p>
<p>I started being frugal out of necessity, I remain frugal because I found that living with less feels better. Stuff really does weigh me down and I&#8217;ve found that less expensive choices are often much better for us.</p>
<p>For example, it&#8217;s much cheaper to cook at home and the food is actually a lot better and the time more enjoyable than eating out. Also, free entertainment is a lot more fun that some more costly versions &#8211; -like taking the kids to the park, or planting things in our garden, or going for walks and bike rides together. . .lots of fun for free.</p>
<p>This has been fun to think about. I&#8217;m looking forward to tomorrow&#8217;s post.<br />
<span class="cluv"> Beth @ Smart Family Tips&#180;s last blog ..<a href="http://www.smartfamilytips.com/2009/06/12/short-trip-and-good-reads/" rel="nofollow">Short Trip and Good Reads</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.domesticcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Nicki</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1239</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Tue, 16 Jun 2009 18:57:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1239</guid>
		<description>@Catherine - You and I could be two peas in a pod!</description>
		<content:encoded><![CDATA[<p>@Catherine &#8211; You and I could be two peas in a pod!</p>
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		<title>By: Catherine</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1238</link>
		<dc:creator>Catherine</dc:creator>
		<pubDate>Tue, 16 Jun 2009 17:48:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1238</guid>
		<description>I am frugal because it is a way of life for me.  I grew up in a frugal household where the value of a dollar came from how far you could stretch it.  I enjoy seeing how hard my money can work for me (getting things for free after coupons just puts me on cloud 9!!).  I also enjoy the simple pleasures that come from doing some things yourself - canning, sewing, cooking, etc.</description>
		<content:encoded><![CDATA[<p>I am frugal because it is a way of life for me.  I grew up in a frugal household where the value of a dollar came from how far you could stretch it.  I enjoy seeing how hard my money can work for me (getting things for free after coupons just puts me on cloud 9!!).  I also enjoy the simple pleasures that come from doing some things yourself &#8211; canning, sewing, cooking, etc.</p>
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		<title>By: Nicki</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1237</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Tue, 16 Jun 2009 17:41:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1237</guid>
		<description>@Annie Jones - I feel the same way. There are few luxuries I would add to my life if I had a cushier income. I&#039;m pretty happy with the things we have right now :) Living frugal has magnified the things I really love, making other stuff seem like it isn&#039;t as important anymore.</description>
		<content:encoded><![CDATA[<p>@Annie Jones &#8211; I feel the same way. There are few luxuries I would add to my life if I had a cushier income. I&#8217;m pretty happy with the things we have right now <img src='http://www.domesticcents.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Living frugal has magnified the things I really love, making other stuff seem like it isn&#8217;t as important anymore.</p>
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		<title>By: Annie Jones</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1236</link>
		<dc:creator>Annie Jones</dc:creator>
		<pubDate>Tue, 16 Jun 2009 17:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1236</guid>
		<description>For us, frugality is both a want and a need.  On the one hand, we are frugal so that I can be a SAHM (grandma, actually), and if I worked outside the home, we wouldn&#039;t have to be as frugal as we are.  But on the other hand, if I did work outside the home, I can&#039;t imagine that we wouldn&#039;t continue to be frugal.  

We just can&#039;t see how it makes sense to spend more than necessary for most items.  We don&#039;t see how it makes sense to throw out useful or repairable items just because we&#039;ve tired of them or don&#039;t feel like taking the time to fix them.  We don&#039;t understand the idea of always buying new when in most cases used is as good or even better.  Although we have a mortgage and a rapidly dwindling car payment, we don&#039;t see how being in debt makes sense and are working hard to become debt free.

We enjoy finding bargains, making repairs, cooking at home, growing some of our food, doing DIY projects, and finding alternative uses for things otherwise destined for the dump.  

I really don&#039;t think we&#039;d live much differently at any income level.
.-= Annie Jones&#180;s last blog ..&lt;a href=&quot;http://livinglifereal.blogspot.com/2009/06/cooking-at-camp.html&quot; rel=&quot;nofollow&quot;&gt;Cooking at Camp&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>For us, frugality is both a want and a need.  On the one hand, we are frugal so that I can be a SAHM (grandma, actually), and if I worked outside the home, we wouldn&#8217;t have to be as frugal as we are.  But on the other hand, if I did work outside the home, I can&#8217;t imagine that we wouldn&#8217;t continue to be frugal.  </p>
<p>We just can&#8217;t see how it makes sense to spend more than necessary for most items.  We don&#8217;t see how it makes sense to throw out useful or repairable items just because we&#8217;ve tired of them or don&#8217;t feel like taking the time to fix them.  We don&#8217;t understand the idea of always buying new when in most cases used is as good or even better.  Although we have a mortgage and a rapidly dwindling car payment, we don&#8217;t see how being in debt makes sense and are working hard to become debt free.</p>
<p>We enjoy finding bargains, making repairs, cooking at home, growing some of our food, doing DIY projects, and finding alternative uses for things otherwise destined for the dump.  </p>
<p>I really don&#8217;t think we&#8217;d live much differently at any income level.<br />
<span class="cluv"> Annie Jones&#180;s last blog ..<a href="http://livinglifereal.blogspot.com/2009/06/cooking-at-camp.html" rel="nofollow">Cooking at Camp</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.domesticcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Nicki</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1235</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Tue, 16 Jun 2009 17:12:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1235</guid>
		<description>@Sarah I. - I really like your second point, trying something you&#039;ve always wanted to try. I&#039;ve been thinking about a couple things like that myself.</description>
		<content:encoded><![CDATA[<p>@Sarah I. &#8211; I really like your second point, trying something you&#8217;ve always wanted to try. I&#8217;ve been thinking about a couple things like that myself.</p>
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		<title>By: Sarah I.</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1234</link>
		<dc:creator>Sarah I.</dc:creator>
		<pubDate>Tue, 16 Jun 2009 17:10:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1234</guid>
		<description>Hi Nicki and all,

I guess that we are frugal because we want to be and because we have to be, both.  Because I am still in school and also will have a student loan to pay off at the end, we have learned to live pretty tight.  

Here are two things that I have found helpful for challenging us to go the next step:

One is that I just edited our budget in preparation for the start of our second year of budgeting.  Now that I know more about our habits, needs, etc. I adjusted some of the goals/limits to be more realistic and a few of them to be more challenging.  

The second is that I am going to try to do some things I have always wanted to try, but never done, like canning vegetables/fruit this summer for next winter.  Even though we already cook mainly from scratch and try not to go out, I think this next step will be rewarding on many levels.  I&#039;m sure we all have a challenge or two that we have considered but not tried yet.  

Reading blogs like this one gives me the encouragement I need to go for it!

Sarah</description>
		<content:encoded><![CDATA[<p>Hi Nicki and all,</p>
<p>I guess that we are frugal because we want to be and because we have to be, both.  Because I am still in school and also will have a student loan to pay off at the end, we have learned to live pretty tight.  </p>
<p>Here are two things that I have found helpful for challenging us to go the next step:</p>
<p>One is that I just edited our budget in preparation for the start of our second year of budgeting.  Now that I know more about our habits, needs, etc. I adjusted some of the goals/limits to be more realistic and a few of them to be more challenging.  </p>
<p>The second is that I am going to try to do some things I have always wanted to try, but never done, like canning vegetables/fruit this summer for next winter.  Even though we already cook mainly from scratch and try not to go out, I think this next step will be rewarding on many levels.  I&#8217;m sure we all have a challenge or two that we have considered but not tried yet.  </p>
<p>Reading blogs like this one gives me the encouragement I need to go for it!</p>
<p>Sarah</p>
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		<title>By: Nicki</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1233</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Tue, 16 Jun 2009 15:17:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1233</guid>
		<description>@NMPatricia - I didn&#039;t think your first reply was disrespectful AT ALL :) I like to find way new ways to spend less too!

@KelliM - How smart you are! You&#039;ll be happy you were frugal before you needed to be. I sure wish I was :)</description>
		<content:encoded><![CDATA[<p>@NMPatricia &#8211; I didn&#8217;t think your first reply was disrespectful AT ALL <img src='http://www.domesticcents.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I like to find way new ways to spend less too!</p>
<p>@KelliM &#8211; How smart you are! You&#8217;ll be happy you were frugal before you needed to be. I sure wish I was <img src='http://www.domesticcents.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Kelli M</title>
		<link>http://www.domesticcents.com/saving-money/why-are-you-frugal/comment-page-1/#comment-1232</link>
		<dc:creator>Kelli M</dc:creator>
		<pubDate>Tue, 16 Jun 2009 14:12:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.domesticcents.com/?p=1868#comment-1232</guid>
		<description>Well, I am frugal right now because I WANT to be in preparation for when I will be frugal because I HAVE to be. My husband and I are currently DINK, but once we have kids I plan on staying at home. We make semi-decent money together, so we&#039;ve managed to pay off all his student loans, pay off a car, and are now saving for a house/retirement/replacement car when needed. My husband is a youth pastor however, so we won&#039;t exactly be rolling in the money when I quit my job.
I&#039;m very excited to read your upcoming post. I have been feeling this way myself. We do so much already that I feel at a loss for what to do next.
.-= Kelli M&#180;s last blog ..&lt;a href=&quot;http://www.kellimphotography.com/2009/06/attention-facebook-users.html&quot; rel=&quot;nofollow&quot;&gt;Attention Facebook Users!&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Well, I am frugal right now because I WANT to be in preparation for when I will be frugal because I HAVE to be. My husband and I are currently DINK, but once we have kids I plan on staying at home. We make semi-decent money together, so we&#8217;ve managed to pay off all his student loans, pay off a car, and are now saving for a house/retirement/replacement car when needed. My husband is a youth pastor however, so we won&#8217;t exactly be rolling in the money when I quit my job.<br />
I&#8217;m very excited to read your upcoming post. I have been feeling this way myself. We do so much already that I feel at a loss for what to do next.<br />
<span class="cluv"> Kelli M&#180;s last blog ..<a href="http://www.kellimphotography.com/2009/06/attention-facebook-users.html" rel="nofollow">Attention Facebook Users!</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.domesticcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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